1. pread out the cards on one or more tables (= the market).
2. Give each student a pack of tickets.

1. SPEND: Point to the market and say: the market is open; You can do your shopping! Ask students to calculate their total purchases and expected exchange rate on their own. Check and return the change to each student.
2. CALCULATE: Close the market. Show the bill and ask: Who has enough money to pay the bill? What to do if you don't have enough (borrow from others, ask for an advance... and especially be careful next month).
3. ANTICIPATE: Ask: Apart from bills, what other expenses should you keep money for? [projects like going home on New Year's; textbooks

To spice up the game, give two different amounts to different students and then note whether the students with the most money spent more. If they did, which is very likely, point out that this is what happens when you go to the market with all your money. It's too tempting to spend because you've got the money with you. 

Do a second round: ask the students to work out how much they want to spend, knowing that they have the bill to pay before going to the market. 

Do a second round with cards with longer-term expenses, such as a bus ticket for New Year's Eve, school books in 6 months' time, etc. This shows that we tend to only buy what we have in front of us. That's why making a list of your plans or a budget is so important. Otherwise we forget

Give a fairly large sum in the first round, a much smaller sum in the second and even smaller in the third. Ask the students to analyse the expenses they cut or those they kept over the three rounds. 

Ask them to make a pile of necessary and less necessary cards and discuss their choices.

#Think before you act

You have to think before you buy - and the market is the worst place to think.

Good advice: make your list before going to the market; only take the money for the list with you.